Make money multiplanetary.

Orbyt Pay unifies wallets, cards, proximity taps and offline queues onto a single settlement ledger. One moon. Zero drift.

One moonZero driftBuilt in Lagos 🇳🇬
99.99%
Ledger uptime
<1s
Settlement signal
4-in-1
Rails, one API
Zero
Drift, by design
Live on Ledger Moon

See every cent
settle in real time.

Every rail converges on one deterministic ledger. Watch balances, payouts and settlements update the instant they happen — no batch windows, no reconciliation drift.

  • Unified balance across wallet, card, proximity & offline.
  • Instant settlement signals, streamed via webhooks.
  • Hash-chained audit trail on every entry.
How Ledger Moon works →
charge.js
// One request. Any rail.
const charge = await orbyt.payments.create({
  amount: 25000,
  currency: "NGN",
  rail: "auto",        // wallet · card · offline
  customer: "cus_8Hk2",
  settle_to: "mer_orbit01",
  idempotency: "ord_99x"
});
console.log(charge.status);
// → "settled"  🌙 zero drift

Collect

Accept across wallet, card, proximity or offline queue with one API call.

Screen

Each transaction is risk-scored and fraud-screened before it settles.

Reconcile

Ledger Moon records a single, deterministic source of truth.

Settle

Funds route to merchants with payout scheduling and full audit trails.

OO
The Founder

Olutayo Oyelere

Founder & CEO of Orbyt Pay. He started the company on one conviction — money should move without drift, wherever a person is standing. From Lagos, for the world, he leads the mission to make money multiplanetary.

Read the founder's story →  ·  olutayooyelere.com ↗

Ready to reach orbit?

Get your API keys, fire a sandbox charge and go live across every rail — all from one ledger.