Make money multiplanetary.

Orbyt Pay unifies wallets, cards, proximity taps and offline queues onto a single settlement ledger. One moon. Zero drift.

Start building →Read the API

Ledger
Moon

◇ Cards

◎ Wallets

🌙 Offline

⤳ Proximity

One moonZero driftBuilt in Lagos 🇳🇬

99.99%

Ledger uptime

<1s

Settlement signal

4-in-1

Rails, one API

Zero

Drift, by design

Live on Ledger Moon

See every cent
settle in real time.

Every rail converges on one deterministic ledger. Watch balances, payouts and settlements update the instant they happen — no batch windows, no reconciliation drift.

✦ Unified balance across wallet, card, proximity & offline.
✦ Instant settlement signals, streamed via webhooks.
✦ Hash-chained audit trail on every entry.

How Ledger Moon works →

Ledger Moon

Live

Settled today₦ 48,210,930▲ 12.4%

Walletcus_8Hk2 → mer_orbit01settled

Cardcus_2Pd9 → mer_lagos7settled

Offlinequeue_replay → mer_kano3settled

Proximitytap_5Yk1 → mer_abuja2settled

The Platform

Every rail. One ledger.

Collect, settle, disburse and reconcile — without stitching together five providers. Orbyt Pay is the gravity that keeps your money in orbit.

◎

Payment Rails

Wallets, cards, proximity taps and offline queues — unified on one settlement ledger.

Explore rails →

⟁

REST API

Global endpoints with idempotent requests, webhooks and versioned responses.

View the API →

⇄

Merchant Settlement

Route funds with verification, payout scheduling and a full audit trail on every cent.

For merchants →

⬢

Webhooks & SDKs

Real-time events for every ledger state change, with libraries and a production-mirror sandbox.

Developer docs →

🌙

Ledger Moon

A single source of truth for every balance — deterministic, auditable, reconciled in real time.

How it works →

🛡️

Fraud & Security

Risk scoring and anomaly detection screen transactions before they ever touch settlement.

Security →

charge.js

// One request. Any rail.
const charge = await orbyt.payments.create({
  amount: 25000,
  currency: "NGN",
  rail: "auto",        // wallet · card · offline
  customer: "cus_8Hk2",
  settle_to: "mer_orbit01",
  idempotency: "ord_99x"
});
console.log(charge.status);
// → "settled"  🌙 zero drift

Collect

Accept across wallet, card, proximity or offline queue with one API call.

Screen

Each transaction is risk-scored and fraud-screened before it settles.

Reconcile

Ledger Moon records a single, deterministic source of truth.

Settle

Funds route to merchants with payout scheduling and full audit trails.

The Founder

Olutayo Oyelere

Founder & CEO of Orbyt Pay. He started the company on one conviction — money should move without drift, wherever a person is standing. From Lagos, for the world, he leads the mission to make money multiplanetary.

Read the founder's story → · olutayooyelere.com ↗

The Orbyt family